Bankruptcy

Chapter 7 and Chapter 13 Protection

The decision to file for bankruptcy is never easy, as good people sometimes fall behind in paying their bills after an accident, loss of their job, divorce, or other personal tragedy. However, there is a way out of the debt that threatens to drown you. To learn more about filing for Chapter 7 and Chapter 13, contact Bostock, Rogers & Donais PLLC, to schedule a free consultation.

Even under the new bankruptcy laws, most people still qualify for bankruptcy debt relief. Our firm's bankruptcy lawyers, located in both Exeter, New Hampshire, and Haverhill, Massachusetts, represent clients in Chapter 7 and Chapter 13 bankruptcy throughout Massachusetts and New Hampshire.

Chapter 7 Bankruptcy

A Chapter 7 bankruptcy is for people with irregular incomes, or for people who fall below certain income requirements. As skilled bankruptcy lawyers, we can assist people in determining whether they qualify for Chapter 7 through a means-based test.

Some of the important considerations of a Chapter 7 bankruptcy include:

  • Your ability to discharge certain unpaid debts
  • The risk that a creditor may re-posses property or foreclose on your home following the discharge of your debts
  • The fact that the court may auction off non-exempt properties to pay off your creditors

Chapter 13 Bankruptcy

A Chapter 13 bankruptcy is ideal for people with significant property and a regular income. Debt reorganization allows people to get back on their feet, while paying off creditors.

Some of the important considerations of a Chapter 13 bankruptcy include:

  • You ability to suggest a repayment plan to the court which allows you keep your car and your home
  • You ability to keep non-exempt property if you pay off your debts under your repayment plan

Whether you want a fresh start, or help paying off your debts, contact one of our bankruptcy attorneys at Bostock, Rogers & Donais PLLC, to schedule a free initial consultation. Our firm represents people throughout Massachusetts and New Hampshire, including people in Boston, Concord, and Manchester.

Office Locations

Main Office:
92 Portsmouth Ave, Suite 14
Exeter, NH 03833

Phone: 603-772-2400
Fax: 603-772-8822
Toll Free: 866-219-5376

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Haverhill Office:
105 Kenoza Avenue
Haverhill, MA 01830

Phone: 978-521-9600
Fax: 978-521-9607
Toll Free: 866-219-5376

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Manchester office:
80 Canal Street, Suite 200
Manchester, NH 03101

Phone: 603-624-7100
Fax: 603-624-7104
Toll Free: 866-219-5376

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The attorneys of Bostock, Rogers & Donais PLLC represent clients state wide in New Hampshire (NH), Hampton, including, Bedford, Brentwood, Concord, Derry, Dover, Exeter, Keene, Laconia, Londonderry, Manchester, Nashua, Portsmouth, Plaistow, Rochester, Salem and Windham, with a primary focus on Rockingham County, Strafford County, Hillsborough County, Merrimack County. We also serve clients throughout Massachusetts's (MA), with a primary focus on Middlesex County, Suffolk County, Essex County, including: Amesbury, Andover, Boston, Woburn, Somerville, Malden, Waltham, Newton, Newburyport, Lowell, Haverhill and Lawrence. Our attorneys are also admitted to practice in Connecticut (CT) and North Carolina (NC).

Bostock, Rogers & Donais PLLC Attorneys Represents Clients throughout the United States in: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Jersey, New Hampshire, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington, D.C., West Virginia, Wisconsin, Wyoming.